Bounced cheque

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church

church

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Ok for the the first time a private customers cheque has bounced on me , apart from creeping round in the still of the night and slaying the family in there beds as they sleep and torching the house what do i do now ? anyone had dealings with this sort of thing ?
 
Church,

I'm guessing you had a letter from your bank informing you so - Did they tell you why it bounced ? Depending on the reason, you can approach the customer in different ways - If it was 'Payment countermanded by order of drawer' ie, they stopped it, go round with some muscle and a length of 4x2

If it was any other reason, refer to drawer or refer to drawer please represent, then like Danny said, be lighthearted at first and see how they are - chances are theres a good explanation
 
could all be genuine ive had it happen to me it bounced because the fella was 30p short in his account, if they start being knobs tho petrol is coming down in price an matches are only 20p ;D
 
if it goes pear shaped aim for the beads with the lath hammer ;)......hopefully shouldnt but id ask the customer to reimburse you the charge for the bouncing
 
Thanks lads , i will ring her today all a bit embarrassing really and there are other circumstances that don't look good but I'm sure it will be OK ,she made me wait a month after the job was finished before payment but before i started the job in early January she pestered me with phone calls, i visited her house some 15 miles away for me twice giving her advice how to get the job (kitchen ) organised . Same old story really once the plastering was compleat i never even got a thank you, will we see post the outcome later (hammers petrol and muscle on stand by )
 
Church if she made you wait four weeks and then the cheque bounced, forget being nice tell her cash is the only form of payment you will except, give her another 7 days to pay or you will be back to take the plaster off the walls as its still belongs to you untill she has paid for it.
 
well made the call today very arkward and embarrassing but i have excepted the apologies made and with good will im going to wait a further 2 days for another cheque , so fingers crossed i suppose we all run this risk , i might try it out at Tesco this weekend and see if they will wait 6 weeks for payment for my shoping ::)
 
if it makes you feel any better got a letter off the bank today. skimed a kitchen the other week for a kitchen company £220 the cheque bounced. bank re submitting it but think it cost them £25 for every bounced cheque
 
threten them with a writ on their house tell them it will screw their credit rating and them your wife or girlfriend is a lawer that usually works
 
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