just done a ceiling on an insurance job 20x12 took down the ceiling luckly it was boards,reboarded,skimmned,coving and painted £1200 and we were the most competitive,found out of the couple we were working for that they had the insurance companys reccomended firm round and there quote was nearly 2,000.
i always put a decent price in on insurance qoutes and 90% of the time get them