Getting a Van?

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patcher

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Up to now I have been working for a Contractor and a Fiat Scudo Van has been part of the deal.

Now looking to win private work and soon the van will have to go back so will need to get my own van.

Half of me says go for a new van on some kind of finance say:

Hire Purchase Call us
Finance Lease Payment: £41.54 per week, Initial payment: £179.99, Final Payment:£3,570.00, Term: 48 months
Contract Hire Call us

and write it of against tax.

The other side of me says just get a decent runner for say £3500 and pay say £2000 on a bank/car finance loan.

Would be interested to hear from anyone else on this forum who has made the same decision, which option they took and how its worked out.

Cheers.
 
best option is save your pennies and buy a half decent van with cash debt free cos you will only sh1t up a new van anyway. option 2 if you need the money upfront try somewhere like moneysupermarket for the lowest rate loan you can get and buy one second hand you can pick up a decent van for 2k - 3k . option 4 come down my house with 1800 cash and I will get the astravan valeted for ya
 
plasterjfe said:
best option is save your pennies and buy a half decent van with cash debt free cos you will only sh1t up a new van anyway. option 2 if you need the money upfront try somewhere like moneysupermarket for the lowest rate loan you can get and buy one second hand you can pick up a decent van for 2k - 3k .
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Cheers for the advice.

I know about messing up the van - spilt PVA and plaster dust is a bu&&er to get off - the bloke before me kept the van immaculate - think he spent more time a day cleaning it than spreading - come the end of the day I just want to chuck my tools in and f&*k off home!

option 4 come down my house with 1800 cash and I will get the astravan valeted for ya :D
 
depends how you look at it patch. i got a new transit on finance lease back in aug last year. it costs me £200 a month but is brand new and was only 1 month down. I consider it my rolling premises/stores/front door to my business. It makes me try harder, aim higher, and generally feel a little bit better about myself riding about in it. Considering building a business is as much a state of mind, for me, the van has made me think like a businessman more than just being a tradesman running about in my old s reg caddy. Not looked back since really as i've priced 20k worth of ewi/render work in last couple of weeks whereas before it would have been endless domestic stuff for £100s instead. Not for everyone I know, but for me has proven to be a turning point more than the sum of its parts mate :)
 
dont get me wrong i got the skills and attitude to back it up and paid my dues making others money and driving a shitty van for years so one day i took the plungeski and it was buy,buy,buy!!(sorry lease,lease,lease!!) ;D
 
goody said:
depends how you look at it patch. i got a new transit on finance lease back in aug last year. it costs me £200 a month but is brand new and was only 1 month down. I consider it my rolling premises/stores/front door to my business. It makes me try harder, aim higher, and generally feel a little bit better about myself riding about in it. Considering building a business is as much a state of mind, for me, the van has made me think like a businessman more than just being a tradesman running about in my old s reg caddy. Not looked back since really as i've priced 20k worth of ewi/render work in last couple of weeks whereas before it would have been endless domestic stuff for £100s instead. Not for everyone I know, but for me has proven to be a turning point more than the sum of its parts mate :)
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Interesting! Did you consider the 3k Van idea? I am right in thinking that I can write it off against tax and not miss it in my pocket?
 
yes it's a business expense mate just like rent on premises for a shop.

felcher........f**k**g hell that's grim :-[
 
i bought my combo van for 8grand on finance, by the time i paid it three years later i had paid 10grand, went and looked on the forecourt in a second hand dealership and i could have got a newer one for 3grand!

gutted

it is nice to have a nice shiny new van, and you know its going to start every morning but i lost 7grand in three years doing it this way that's £2300 per year i could have got AA cover and had a valet every week for that

:( :( :(
 
spunky said:
you pay 60p per litre for lpg .....have you never heard of it ?
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Ah with you now - I live in Somerset - we are still getting used to this thing called petrol??? I've tried to get my horse to drink it but she don't like it! ;D

60p does seem attractive but I have trouble finding a garage that takes my company's fast fuel card let alone LPG! Got to be worth investigating at that price? Just had a quick look and doesn't seem to be a fiat scudo LPG version! :-[
 
If it was me just get a £750 tranny and runit into the ground untill you can build up regular work and get a good cash flow
I would nt wanna be setting up a firm and borrowing more money that i absolutly had to.

Just my opinon though.

Although a shinny new 1 would be great, my last van was a R reg tranny lwb with 190 K on it flat out at 55mph.
 
napper83 said:
specific said:
i've got a tranny lpg,had it year's brilliant.
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what sort of mpg do you get from it
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The milage is the same roughly, but the fuel is a hell of a lot cheaper.....................for now.

But when the government spot everyone is getting one, they will slap a pile of tax on it like they did with diesel years ago.
 
This is/maybe a daft question but ... As I understand it LPG is a liquified gas under pressure - so what happens when you run out of gas - not like you can walk to the nearest garage and use a normal jerry can? ???
 
patcher said:
This is/maybe a daft question but ... As I understand it LPG is a liquified gas under pressure - so what happens when you run out of gas - not like you can walk to the nearest garage and use a normal jerry can? ???
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It doesnt work just on lpg you still need either petrol/diesel but you just switch from one to the other
 
you can run the older trannies on chip fat with no modifications... just have a spare deisel filter handy every few thousand or so and run a tank of deisel through it every now and again to clean out the injectors etc....
 
There are strict laws on chip fat you have to buy it from the proper outlet or custom and exise are not happy bunnies.
Lucius
 
gps said:
patcher said:
This is/maybe a daft question but ... As I understand it LPG is a liquified gas under pressure - so what happens when you run out of gas - not like you can walk to the nearest garage and use a normal jerry can? ???
Click to expand...

It doesnt work just on lpg you still need either petrol/diesel but you just switch from one to the other
Click to expand...

Live and learn! 8)
 
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