D
essexandy
The Lake Governor
Pete you don't have to sit at home losing money. Have the government told you to do so? No they haven't. Now personally I wouldn't go and work in Mrs Smith's lounge, but empty houses, no problem at all.
One of our previous clients who is high up at Broomfield hospital phoned the other day asking if we'd pop over and skim a new stud wall he's built. He knows the score, obviously, mentioned the distancing guidelines and said it wouldn't be a problem to adhere to them. If someone like that isn't worried why are you Pete?
essexandy
The Lake Governor
I've not seen one person on here mention how much they're earning through these times.
essexandy
The Lake Governor
f**k off you snowflake, you're not as clever and clued up as you think you are.
Vincey
Private Member
To answer @imago original question I’m preparing for at least three months off and am hoping then I maybe allowed to work even if it’s just a few days a week to start , I cancelled my mortgage straight away and when that plus the government agreed to pay self employed I thought well that’s me off to do my but it’s like life in on hold for three months my financial situation is ok in terms of bills my mrs is working three day a week so that covers the other bills
After that I will use a credit card if things get any worse but all I’m focusing on is being able to buy food for the next 3 -6 months
After that I will use a credit card if things get any worse but all I’m focusing on is being able to buy food for the next 3 -6 months
Vincey
Private Member
Fair enough mate I just can’t go I went last week and didn’t feel right driving around for me , all my work is the s**t jobs no one wants in people’s homes I never get the good jobs like a whole house where they are empty
Donzo
Well-Known Member
Its the governmants fault,not being clear,in scotland krankie said dont go to work unless its essential. She listed what she deemed essential work, building work is not one of them unless health safety etc.
Boris said different and its legal for andy to go if he works safely.
Division will remain ,
I have emptys i could go to,but i deem it non essential,personal choice.
Boris said different and its legal for andy to go if he works safely.
Division will remain ,
I have emptys i could go to,but i deem it non essential,personal choice.
D
Deleted member 46546
Guest
Some guy yesterday said now's the time to up prices, as have a couple of others
essexandy
The Lake Governor
In that case I'd sit at home like you are Pete. As I've mentioned elsewhere we've just got two more days to finish this current job and then we're stopping, but I don't think that everyone else should if they have suitable jobs to work on. And again, nor do the government.
essexandy
The Lake Governor
I'm pretty sure that were talking about when this shitstorm clears, unless you saw some posts I missed.
Let's be honest, to be self-employed lots of people really do need to up their rates or get out. All this "work out your day rate plus materials and there's your price" is utter b*ll***s if you're running a business properly.
Donzo
Well-Known Member
You will be ok vincey,when the start back happens u will still get calls.
D
Deleted member 23452
Guest
There are so many elements to this, but you're quite right it does depend on circumstances.
The job we're on is an empty building part of a vets which is remaining open as an 'essential service'. That combined with it being an empty building should mean that technically we can roll on with it. I shut the job down after the announcement last week, and our last day was Tuesday spent tidying up and securing the site.
The reasons for this were:-
The next phase was brickwork on scaffold so no chance of a 2m separation between people, and lots of contact with scaffold, shovels mixer etc which are all metal surfaces capable of holding the virus for a week.
Insurance cover would be null and void because of the above, both for me and also for the site owner.
The vets is on a vastly reduced staff and customer level, so money will be tight there in a few weeks.
Perception of those around seeing us carrying on as normal, word gets about and the effects last years instead of months. No one wants to be 'that guy' who gets trash talked for working through.
As for how much I'm earning, nothing, not so much as a single penny until we start back. As @owls mentioned I have high five figure sums just sitting on the job in materials, a three grand scaffold burning time doing nothing, all my usual overheads going out and no idea if the brickies/roofer etc will still be in business to pick up where we left off. The next stage payment is due when the walls are up so there's another £10k labour to spend before I can be paid.
If I had to summarise I'd say I'll probably be OK for a few months, but it's going to hurt. Beyond that, who knows?
smoother09
Well-Known Member
I ain’t had one alcoholic drink since it all started I been training like mad on the bag for a hour or so in the morning then on the kettlebells on a evening! Loving it bud
Rossi46
Private Member
I intend to start today. This drinking every day is turning me into a lazy f**k
John j
Mono Don
We fell of last night but non now till weekend
Rossi46
Private Member
Pete that mortgage holiday isn’t cheap. If my maths is correct I pay an extra £1440 over the length of my mortgage. For the benefit of a break over something that isn’t our fault.
I might just grit my teeth and pay it and hope we’re back in work soon.
John j
Mono Don
If you can dont take the holiday . Unless they say no extra be added on. And I.m sure your only allowed tondo itnonce over life of mortgage
Donzo
Well-Known Member
I thought the mortgage holiday added 3 months on to your term,until martin lewis said otherwise,think a few people might not realise that.
D
Deleted member 23452
Guest
Mortgage holidays are just sneaky additional debt. The only time you should take on additional debt is if you have as near a certain exit strategy as possible. The way things are at the moment things like mortgage holidays, Gov't backed loans etc are a very risky option IMHO.
Once things have settled down a bit loans will be very cheap to get the economy going again. That would be the time to take on more debt if you need to, but still take as many 'what if's' into account as you can think of.
Once things have settled down a bit loans will be very cheap to get the economy going again. That would be the time to take on more debt if you need to, but still take as many 'what if's' into account as you can think of.
algeeman
It’s A Boy
I’ll clarify for my corner, I’m earning less than nothing a week.
There’s no such thing as free money, theres clauses in it all, government loans are just that a loan so just saddling said company up with debt, although the gesture is there, even the grants for self employed we will all pay for it through tax increases.
Our sites are shut down, some working for developers was taken out of my hands, my own 2 projects I’ve got on the go I decided to close down myself purely from a health and safety issue, and since then my suppliers have closed down in any case, so they would have come to a close anyhow.
As working on someone’s house it’s a grey area, I wouldn’t have anyone in my house that’s for sure. Working on your own in an empty house pretty much zero risk, working on an empty house with 1 or 2 others, I don’t get it, you can catch it off 1 other same as 10 bringing it home for my family to be poorly with it, I couldn’t forgive myself.
A pal of my Mrs has been struck down with it I found out yesterday, no idea how she caught it,she’s 36 with no underlying health issues, and in hospital it’s touch and go with her. she has 2 young kids and a partner. As soon as you get to see people you know coming down with it and hospitalised through it, it rings home.
D
Deleted member 23452
Guest
A lot of people seem to be missing that point. It's not how many people are there with you, it's the exposure risk.
You work with one other. Both of you have to touch surfaces with your clothes and hands. Those surfaces have been exposed to others who have been exposed to others etc etc. Exponential risk.
Put another way, the last person to touch a box/bucket/hose/door handle etc etc had previously been to a supermarket and touched things previously touched by hundreds of others who had also touched things touched by hundreds of others.
Some are happy or need to take that risk, others aren't but are put at further risk by those that are. Personally I'm not in the least bit worried as my health and immune system will take it. I'm not happy with the idea of exposing those around me, or those around them.
Everyone's at risk, but this virus means that everyone's posing a risk.
D
Deleted member 46546
Guest
Most sense spoken on any of these threads. Sums it up perfectly. Mates 6 month old daughter caught it and he assumes he brought it home from working in an office even though they followed the procedure best they could. Had a fever for a week, couldn't even get any medicine as everyone had panic bought all the calpop
Gibbo
Well-Known Member
Childish
Vincey
Private Member
Yes I think so too mate tbh I still getting a few now which has made me feel positive about future
Vincey
Private Member
Tbf mate a few of my other mates have said it needs to be checked out etc but I decided straight away I didn’t give a poop as it’s my biggest out lay and had to go as it was offered to go I took it ,for three months I thought it’s best no matter what the consequences are so I keep any money for food because as time goes by that will become number one if this drags on
Each to there own mate
FreeD
Private Member
It will be fine mate...this will be over before you know it and we will all be back slaving on the trowel
Donzo
Well-Known Member
Vince did you re check your local asda store again,they are still looking for drivers up my way.
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