Likleness of getting fiance on van lease? (ltd company)

[shapeshifter]

My limited company has been set up since Nov 2009.

Im thinking of leasing a van, will this be an issue?

Do they credit check me? I have something on my credit rating that doesnt come off untill Aug 2011.

 

[richardbrown]

thats you focked then

 

[ollie]

is your company in good rating?

 

[ajplastering]

if your running a limited company you should know basic stuff like that

 

[martinemj]

the limited company stands alone from its directors in a legal & financial sense

you may be a director ---but you are also an employee of the ltd co...


so if your ltd co has clean credit this will help


your personal credit will not be an issue unless......


you may be asked (as the co is younger than 3 yrs) to provide a directors guarentee in which case they may check you

does go against the point of being limited if you guarentee your co debts...????


there are firms that arrange non status finance for new co...but rates/cost will be higher


google to find one

hope that helps----



martin

 

[lewisricekrispy]

From what I understand from leasing is that the van should be returned in the same state. So no spills or scuffs

 

[TonyM]

From what I understand from leasing is that the van should be returned in the same state. So no spills or scuffs

No, that's contract hire.

 

[lewisricekrispy]

When I looked at it a couple of years ago, that's what I was told. The f**k**g liars! Mind you, worked out better that I didn't

 

[mshawplastering]

hi try ganateed van finance thay are in conventry thay hav helped a few people with vans thay dont do any checks on you at all and do hav some nice vans from swb to lwb high tops just stick in in to google mate ;D

 

[shapeshifter]

if your running a limited company you should know basic stuff like that

Really? Why the f*ck would I know this just because I have a ltd company? I would only know if I had experience in it, which i dont, hence the post.

 

[shapeshifter]

the limited company stands alone from its directors in a legal & financial sense

you may be a director ---but you are also an employee of the ltd co...


so if your ltd co has clean credit this will help


your personal credit will not be an issue unless......


you may be asked (as the co is younger than 3 yrs) to provide a directors guarentee in which case they may check you

does go against the point of being limited if you guarentee your co debts...????


there are firms that arrange non status finance for new co...but rates/cost will be higher


google to find one

hope that helps----



martin

Good post, thamks.

 

[shapeshifter]

is your company in good rating?

yes