Totally agree, the problem is the most dangerous stuff is always the most fun lol
That's what insurance is for though, I've mentioned before on here I've had my fair share of injuries, currently have 14inch titanium rod in my left femur from a big off 3 years ago, was off work for 7 months.. I pay £70 a month for insurance specifically to cover extreme sports (can go base jumping on it too if the day comes).
It can become an unhealthy addiction but it keeps the mind and body healthy also away from drink n drugs, the missus loves it too (to scared to ride though) which is a bonus