personally never had anything,... but i do know a joiner who left his wife and two daughters for a customer,.....said customer 6 months later threw him out,...and his wife and two daughters did not want anything to do with him,...lost everything,.. and now back living at home with his parents,...............................but there was one occasion when a man naked from the waist down and talking to his invisible freind asked me if i wanted some help to skim his ceiling,....politely apprehensively i said no thanks